Insurance Underwriter how-to
How to Read a Loss Run Report
Loss runs show risk history.
Quick answer
Loss runs show risk history. In short: check; count; total, then complete the remaining steps below.
Step by step
Check the date range.
Count claims.
Total paid and reserved.
Look for patterns.
Check open claims.
Ask about fixes.
Safety reminders for insurance underwriters
- Protect applicant data
- Follow anti-discrimination rules
- Follow state insurance rules
- Report suspected fraud
Key terms
Underwriting · Premium · Loss run · Exposure · Deductible · Exclusion: see the full insurance underwriter glossary.