Job description template
Insurance Underwriter Job Description Template
A copy-ready insurance underwriter job description with responsibilities, qualifications, skills and pay guidance: customize it for your company in minutes.
Copy the template below, replace the bracketed fields and tailor duties to your workplace. For pay, national BLS data shows insurance underwriters earn a median of $81,370 ($39.12/hour); the middle 50% earn $64,620–$110,390.
Job title
Insurance Underwriter
Job summary
[Company name] is seeking a dependable insurance underwriter to join our team in [city, state]. In this role, you will review applications, assess risk and support our team’s commitment to safety, quality and service.
Responsibilities
- Review applications
- Assess risk
- Set premiums and terms
- Approve or decline coverage
- Work with agents and brokers
- Review loss histories
- Follow underwriting guidelines
- Follow company policies, safety procedures and applicable regulations
Required qualifications
- Bachelor's degree
- Working knowledge of risk assessment and underwriting guidelines
- Judgment and communication
- [Add role-specific requirements, such as driver’s license or ability to pass a background check, if job-related]
Preferred qualifications
- CPCU
- AU
- FALU
- Experience with underwriting software
Skills
- Pricing
- Financial analysis
- Insurance products
- Negotiation
- Attention to detail
- Decisiveness
Work environment and schedule
Underwriters work in insurance company offices, and many work remotely. Full-time business hours.
Pay and benefits
$[min]–$[max] per [hour/year], depending on experience. [List benefits: health insurance, paid time off, retirement plan, training and certification support.]
Equal opportunity
[Company name] is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status or any other characteristic protected by law, and we provide reasonable accommodations upon request.
Tips for a insurance underwriter job posting that attracts applicants
- Use the title candidates search for. “Insurance Underwriter” is the clearest; alternates include Underwriter, Commercial Underwriter, Life Underwriter.
- Show the pay range. Postings with pay get more qualified applicants, and a growing number of states and cities require pay ranges in job postings.
- Separate must-haves from nice-to-haves. Long requirement lists discourage qualified candidates, especially career changers.
- Describe a real day. Borrow from our day in the life of an insurance underwriter so applicants self-select accurately.
- Mention training. Highlighting structured onboarding: such as Insurance Underwriter training: widens your applicant pool.
Next steps
Screen and interview with our Insurance Underwriter hiring guide, then onboard with the 30-60-90 day plan.