Auto Damage Appraiser how-to

How to Decide If a Car Is a Total Loss

Total loss decisions follow math and law.

Updated By the Career Education Institute Curriculum Team
Quick answer

Total loss decisions follow math and law. In short: estimate; find; estimate, then complete the remaining steps below.

Step by step

  1. Estimate repair cost.

  2. Find the actual cash value.

  3. Estimate salvage value.

  4. Check state threshold.

  5. Compare.

  6. Document the decision.

Safety reminders for auto damage appraisers

  • Stay alert at tow yards
  • Use caution near lifts
  • Watch for sharp metal and glass
  • Drive safely

Estimate · Supplement · Total loss · ACV · Salvage · OEM parts: see the full auto damage appraiser glossary.

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