Free practice test

Debt Collector Practice Test

Check what you know about the debt collector job with 15 free questions and instant explanations.

Updated By the Career Education Institute Curriculum Team
About this practice test

15 multiple-choice questions on debt collector knowledge, safety and vocabulary. Submit to see your score and explanations, or open any question’s answer as you go. Nothing is saved or shared.

Question 1 of 15FDCPA regulates:
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Answer: Debt collection. Law.

Question 2 of 15Confirm first:
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Answer: Right party. Identity.

Question 3 of 15Skip tracing means:
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Answer: Locating debtors. Location.

Question 4 of 15During a dispute:
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Answer: Pause collection. Compliance.

Question 5 of 15A charge-off is:
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Answer: Debt written off. Accounting.

Question 6 of 15Which term matches this definition: “CFPB debt collection rule.”
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Answer: Reg F. Reg F: CFPB debt collection rule.

Question 7 of 15What does “Payment plan” mean?
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Answer: Agreed schedule of payments.. Payment plan: Agreed schedule of payments.

Question 8 of 15Which term matches this definition: “Agreeing to less than owed.”
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Answer: Settlement. Settlement: Agreeing to less than owed.

Question 9 of 15What does “Mini-Miranda” mean?
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Answer: Required disclosure.. Mini-Miranda: Required disclosure.

Question 10 of 15Which term matches this definition: “Automated calling system.”
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Answer: Dialer. Dialer: Automated calling system.

Question 11 of 15What does “Charge-off” mean?
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Answer: Debt written off.. Charge-off: Debt written off.

Question 12 of 15Which term matches this definition: “Notice of debt details.”
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Answer: Validation notice. Validation notice: Notice of debt details.

Question 13 of 15What does “Promise to pay” mean?
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Answer: Commitment to pay.. Promise to pay: Commitment to pay.

Question 14 of 15Which term matches this definition: “Request to stop contact.”
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Answer: Cease and desist. Cease and desist: Request to stop contact.

Question 15 of 15What does “Delinquent account” mean?
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Answer: Past-due account.. Delinquent account: Past-due account.

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