Claims Adjuster how-to

How to Write a Property Damage Estimate

Estimates must be accurate and defensible.

Updated By the Career Education Institute Curriculum Team
Quick answer

Estimates must be accurate and defensible. In short: sketch; enter; add, then complete the remaining steps below.

Step by step

  1. Sketch the affected rooms or structure.

  2. Enter measurements.

  3. Add line items for removal and replacement.

  4. Apply the correct price list for the area.

  5. Apply depreciation as the policy requires.

  6. Review and share the estimate.

Safety reminders for claims adjusters

  • Use ladder safety and fall protection on roofs
  • Watch for structural, electrical and mold hazards
  • Drive safely between inspections
  • Follow safety plans in disaster areas

Policy · Coverage · Deductible · Exclusion · Claimant · Reserve: see the full claims adjuster glossary.

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