Title Examiner how-to

How to Clear an Old Unreleased Mortgage

Old mortgages cloud titles.

Updated By the Career Education Institute Curriculum Team
Quick answer

Old mortgages cloud titles. In short: find; identify; request, then complete the remaining steps below.

Step by step

  1. Find the mortgage.

  2. Identify the lender or successor.

  3. Request proof of payoff.

  4. Request a release.

  5. Record the release.

  6. Update the report.

Safety reminders for title examiners

  • Protect personal data
  • Follow recording laws
  • Prevent wire fraud at closing
  • Keep records accurate

Chain of title · Deed · Lien · Easement · Encumbrance · Legal description: see the full title examiner glossary.

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